Your Financial Planner in Las Vegas, Nevada

Financial planning is about more than investments. It is about building a clear path that supports your family, your goals, and your future. Richard Hoover Financial provides personalized planning for individuals and families across the Las Vegas valley.

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Osaic Wealth, Inc.Securities & Advisory Services
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Las Vegas, NV2920 S Jones Blvd, Suite 110A

What Does a Financial Planner Do?

A financial planner helps you organize and manage your finances in a way that reflects both your short and long-term goals. As your personal financial planner in Las Vegas, our role at Richard Hoover Financial is to bring structure and clarity to decisions that often feel complicated.

Working together, we:

Review Your Full Picture

We look at your current financial picture, including income, savings, and investments.

Identify Gaps and Opportunities

We pinpoint the strengths, gaps, and opportunities within your plan.

Build Coordinated Strategies

We provide strategies for retirement, tax considerations, investment management, and estate planning.

Guide Informed Choices

We help you make informed choices with clarity and confidence.

The goal is to simplify complex decisions so you can move forward with purpose and direction. When your plan is written down and coordinated, the choices in front of you become easier to weigh.

Why Financial Planning Matters

Financial decisions rarely happen in a straight line. A job change, a home purchase, a growing family, or the approach of retirement can each reshape what your money needs to do. Without a written plan, it is easy to treat those moments as separate events instead of as parts of one connected picture.

The need is real. According to the Federal Reserve's 2023 Report on the Economic Well-Being of U.S. Households, only about one-third of non-retirees felt their retirement savings were on track. A coordinated plan gives you a way to see where you stand and what to adjust, rather than guessing.

A financial planner brings that coordination. Instead of separate answers for saving, investing, taxes, and legacy, you get one strategy where each piece supports the others. That is where clarity comes from, and clarity is what helps you act with confidence.

Services We Offer

Every client has different needs, so our planning is customized to your circumstances. We regularly work with individuals and families across Las Vegas in these areas:

Retirement Planning

Building an income strategy that aligns with the lifestyle you want in retirement.

Investment Management

Designing portfolios that reflect your time horizon and comfort with risk.

Social Security Strategy

Reviewing claiming approaches so this benefit works with the rest of your plan.

Risk and Insurance Review

Reviewing insurance options for income protection and long-term care needs.

Estate and Legacy Planning

Connecting your plan with how you want to provide for family or charitable causes.

IRA and Rollover Planning

Coordinating IRAs and old employer plans so your accounts work as one strategy.

Why Work With Richard Hoover Financial

Choosing a financial planner means deciding whom to trust with your family's future. We take time to understand your goals and challenges before we recommend anything, and we meet with you in person here in the valley.

As an independent office affiliated with Osaic Wealth, Inc., you get a local relationship supported by the resources of a national partner in the same place.

Personalized Strategies

Your plan is built around your circumstances, not a one-size template.
Comprehensive Planning

Investments, retirement, tax considerations, and estate strategy handled together.
Advice in Your Best Interest

Our advisory recommendations are made in your best interest, designed around your goals.
Rooted in Las Vegas

We live and work where our clients do, with an office on South Jones Boulevard.

Richard L. Hoover

Agency Owner, Investment Advisor Representative

A Las Vegas resident since 1975, Richard began his career in financial services in 1991 and has built the agency around client satisfaction and long-term relationships. He works with individuals and families across the valley to align their resources with the goals that matter most to them.

Read Richard's full bio

Areas We Serve

Our office sits on South Jones Boulevard in Las Vegas, and much of our work happens right here in the valley. We meet with individuals and families across these nearby communities:

Las Vegas Henderson Summerlin North Las Vegas Spring Valley Enterprise Paradise Boulder City Nation Wide

Our reach does not stop at the valley. We are glad to work with clients throughout Nevada, and because so much of planning today happens by phone and video, we also serve families nationwide who prefer to keep working with us after a move or who simply found us from another state. Wherever you are, we are happy to talk.

2920 South Jones Boulevard, Suite 110A, Las Vegas, NV 89146

Connect With a Financial Planner in Las Vegas

Financial planning can bring clarity and direction as you navigate life's decisions. Our team is here to help you align your resources with your goals and build a plan that moves you forward with confidence.

Contact us today to schedule a conversation and learn more about our financial planning services.

Request a Free Financial
Planning Consultation Prefer to talk now? Call 702-221-8866 x3

Frequently Asked Questions

What is the difference between a financial planner and an investment advisor?

A financial planner takes a broader view, considering your entire financial picture, including investments, taxes, retirement, and estate plans, while an investment advisor focuses primarily on managing assets.

When should I start financial planning?

It is never too early or too late. Many people begin when their finances become more complex, such as buying a home, starting a family, or preparing for retirement.

Do I need a personal financial planner if I already budget and save?

Yes. Budgeting and saving are important, but a financial planner adds structure, strategies, and long-term vision to help you see how your money supports your overall goals.

How often should I meet with a financial planner?

We recommend reviewing your plan at least once a year, or whenever you experience a major life change such as a job transition, marriage, or retirement.