Retirement & Financial Planning
in Las Vegas, NV
Will your money last as long as you do?
If you're within 5 years of retirement, get a budget-based, academic retirement income plan built around your goals — not a product sale.
Are You Retirement-Ready?
Your retirement income plan in three steps
A living plan we build with you, then track and review together.
Discover
We map your cash flow, goals, Social Security, pensions, and healthcare costs into a realistic budget.
Design
We analyze future taxation and position your savings to match your spend-down — based on academic research, not commissions.
Monitor
Once you approve your plan, we track it and review with you regularly so it stays true to life.
Planning with no boundaries
Goals, not commissions
We focus on your aspirations rather than product sales or commission-based portfolios.
Academic approach
Budget-based, research-driven planning that's realistic and true to your life.
We stay with you
Plans are living documents — we monitor and review frequently, not once-and-done.
Within 5 years of retirement? Let's build your plan.
Free, no-obligation review. We'll tell you honestly if you're retirement-ready.
Schedule My Free Plan Review →Retirement Income Planning in Las Vegas, Nevada
Richard Hoover Financial is a Las Vegas financial planning practice focused on comprehensive retirement income planning. We work with people who are approaching retirement or already retired, helping each client build a plan around their own goals, timeline, and priorities. Rather than focusing on product sales or commission-based portfolios, we focus on you. From our office on South Jones Boulevard, we serve clients across Las Vegas, Henderson, Summerlin, and the surrounding Nevada valley.
Retirement rarely comes down to a single decision, so we take a comprehensive approach that connects every part of your financial life. Our services include retirement income planning, investment management, 401(k) and IRA rollovers, Roth conversions, Social Security strategy, estate planning, and life insurance, all coordinated into one clear strategy. The result is financial planning with no boundaries: a plan where your income, investments, taxes, and legacy work together toward the retirement you have worked to build.
Whether you are five years from retirement or already there, our goal is the same. We want to help you turn the savings you have built into dependable, lasting retirement income, and to give you a clear picture of where you stand at every step.
Richard Hoover Financial, 2920 South Jones Boulevard, Suite 110A, Las Vegas, NV 89146
Call 702-221-8866 x3 or email richard@richhoover.com to schedule a consultation.
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Retirement Income Planning-Our Specialty!
Retirement Income Planning is not a financial product!
If you’re within 5 years of retirement the time to start a budget-based academic retirement income plan is crucial. Surveys show that 66% of new retirees are retiring without a formal retirement income plan.1 Many near retirement have no idea if they are retirement-ready.
A retirement income plan begins with a carefully detailed budget, based upon the cash flow needed and goals you have during retirement. We work “for you”, to design a well-defined budget, do analysis of your Social Security benefits and pensions if you have them, as well as healthcare costs to make sure your budget is “realistic and true to life!” We analyze future taxation on your retirement income, help to relocate your retirement savings into the correct investments to match your spend-down and tax situation, all based upon an academic approach and your unique goals and situation.
If you are within 5 years of retirement or you retired with no planning, we can help. Once your living retirement income plan is approved by you and implemented, we track and monitor your plan and review frequently with you!