Broker Check
Financial Advisor • Las Vegas, Nevada

Richard L. Hoover

Financial Advisor in Las Vegas, Nevada • Osaic Wealth, Inc.

An independent financial advisor helping Las Vegas retirees, pre-retirees, and business owners turn decades of hard work into dependable, tax-smart retirement income with a clear, personalized plan.

Richard L. Hoover, financial advisor in Las Vegas, Nevada
Since 1991
Guiding clients for 30+ years
Las Vegas
A local resident since 1975
Independent
Broad range of resources
Specialty
Retirement income and tax optimization
Licensed
Series 63 & 65 exams passed
About Richard Hoover

Three Decades of Financial Guidance in Las Vegas


Richard L. Hoover has proudly called Las Vegas, Nevada home since 1975 and has helped individuals, families, and business owners pursue their financial goals since entering the financial services industry in 1991.

Throughout his career, Mr. Hoover has built his practice on a simple yet enduring principle: putting clients' financial well-being first. He believes effective financial planning begins with understanding each client's unique circumstances, objectives, and concerns. Rather than focusing solely on products or investments, he takes a comprehensive approach designed to help clients make informed decisions and develop strategies that support their long-term financial goals.

Since 2009, Mr. Hoover has specialized in Academic Retirement Income Planning with Tax Optimization, helping retirees and pre-retirees develop strategies designed to maximize retirement income, improve tax efficiency, and create greater confidence in their long-term financial future. His approach integrates retirement income planning with thoughtful tax-aware strategies, so clients can make more informed decisions about distributions, investments, and wealth preservation.

As an independent advisor, Mr. Hoover has access to a broad range of investment and insurance resources. This independence allows him to evaluate multiple solutions and help clients identify strategies aligned with their specific needs, objectives, and risk considerations. More than three decades after beginning his career, he remains committed to delivering thoughtful financial guidance, exceptional service, and long-term support to the individuals, families, and businesses he serves in areas including retirement planning, investment management, insurance strategies, and wealth preservation.

Licenses & Registrations. Mr. Hoover has passed the Series 63 (Uniform Securities Agent State Law) and Series 65 (Uniform Investment Adviser Law) examinations and is a licensed insurance agent.

Services Richard Provides

Every part of your financial life, from income to taxes to legacy, coordinated into one clear strategy built around your goals.

Retirement Income Planning

Budget-based, academic retirement income planning that turns your savings into dependable income designed to last your lifetime.

Investment Management

Portfolios positioned to match your spend-down plan, tax situation, and comfort with risk, not commissions or product sales.

401(k) Rollovers

Clear guidance on your options for old employer retirement plans, so your savings stay organized and working toward your goals.

Roth Conversions

Tax-aware analysis of whether, when, and how much to convert, integrated with your full retirement income picture.

Social Security Strategy

Analysis of your claiming options and timing, coordinated with pensions and savings to support your retirement budget.

Estate Planning Strategies

Wealth preservation and legacy strategies that help what you have built pass to the people and causes you care about.

Areas Richard Serves

From his office on South Jones Boulevard in Las Vegas, Richard works with clients across the Las Vegas Valley and throughout Nevada, meeting in person or by phone and video, whichever you prefer.

Las Vegas

Richard's home since 1975, where longtime residents and business owners come to him for retirement income planning.

Henderson

Pre-retirees and retirees in Henderson's established neighborhoods planning the transition from saving to spending.

Summerlin

Professionals and retirees in Summerlin seeking tax-aware strategies for the wealth they have worked to build.

North Las Vegas

Working families and business owners building toward retirement with a clear, coordinated plan.

Spring Valley

Neighbors just minutes from Richard's office who value working with a truly local, independent advisor.

Paradise

Hospitality and healthcare professionals coordinating employer retirement plans with their long-term goals.

Enterprise

Growing households in the southwest valley preparing early so retirement decisions never feel rushed.

Green Valley

Retirees who want their income, investments, and taxes reviewed together as one plan, not in pieces.

Boulder City

Retirees and near-retirees who prefer a steady, relationship-first approach to their financial future.

Ready to Plan Your Retirement Income?

Whether you are five years from retirement or already there, a conversation with Richard is a no-pressure first step toward a clear, tax-smart plan.

Frequently Asked Questions


Q. Is Richard Hoover a fiduciary?
Yes. As a fiduciary, Richard is committed to putting your best interests first. Investment advisory services are offered through Osaic Wealth, Inc., a Registered Investment Advisor, and you can review Richard's background and registration anytime on FINRA's BrokerCheck.
Q. How long has Richard Hoover been a financial advisor in Las Vegas?
Richard has called Las Vegas home since 1975 and has helped individuals, families, and business owners pursue their financial goals since entering the financial services industry in 1991. Since 2009, he has specialized in Academic Retirement Income Planning with Tax Optimization for retirees and pre-retirees.
Q. What licenses and registrations does Richard Hoover hold?
Richard has passed the Series 63 (Uniform Securities Agent State Law) and Series 65 (Uniform Investment Adviser Law) examinations and is a licensed insurance agent. He is registered to serve clients in Nevada and additional states. You can confirm his current registrations, exam history, and employment record anytime on FINRA's BrokerCheck.
Q. What is Academic Retirement Income Planning with Tax Optimization?
It is a budget-based, research-driven approach to retirement income. Richard starts with the cash flow your retirement actually requires, analyzes Social Security, pensions, healthcare costs, and future taxation, then positions your savings to match your spend-down and tax situation. The goal is dependable income, improved tax efficiency, and greater confidence in your long-term financial future.
Q. Who does Richard Hoover work with?
Richard works with individuals, families, and business owners, with a focus on retirees and pre-retirees who are within about five years of retirement or already retired. To provide the highest level of personalized retirement planning, the practice works with clients who have a minimum of $250,000 in investable assets.
Q. Where is Richard Hoover's office, and what areas does he serve?
Richard's office is at 2920 South Jones Boulevard, Suite 110A, Las Vegas, NV 89146. He serves clients throughout Las Vegas, Henderson, Summerlin, and the surrounding Nevada valley, and can meet in person, by phone, or by video.
Q. How do I schedule a consultation with Richard Hoover?
Call 702-221-8866 x3, email richard@richhoover.com, or use the contact page at richhoover.com/contact to request a consultation. Your first conversation is a no-pressure opportunity to see whether Richard's approach is the right fit for your retirement goals.